Offer financing options
at the point of sale

Give your customers access to multiple lenders instantly. No paperwork, no delays, no complexity.

Bümi staff helping a customer at a Malaysian motorcycle dealership

Sell more

Customers who can't pay cash can now buy. Increase average transaction value.

Get paid faster

Disbursements flow directly. Track commissions in real-time.

Zero complexity

Mobile-first interface your sales team can learn in minutes.

How it works

From product selection to payment in four simple steps.

Customer chooses
a product

Motorcycle, appliance, phone.

Submit application
on your phone

Quick form, snap documents.

Multiple lenders
compete

AI matches to best offers.

Customer picks
an offer, you get paid

Disbursement & Commission.

Built for your sales floor

Everything your team needs to close more deals, in one place.

  • Real-time application status
  • Branch performance dashboard
  • Bahasa Malaysia interface
  • Multi-lender competition means better approval rates
Bümi staff member showing financing options on a tablet to a customer at a dealer's shop